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What is wage garnishment?

If you have outstanding debts, it is likely that a creditor will file a lawsuit against you. The creditor will probably win the lawsuit because you legally owe them money, and then they can request wage garnishment. Wage garnishment is the process of abstracting money from an employee's monetary compensation (such as salary) and usually occurs because of a court order. The money goes to the creditors and can be removed from your wages until the debt is satisfied.

Creditors can seek wage garnishment against you for personal loans, credit card loans, unpaid rent, personal injury judgments and more. In addition to jeopardizing your salary, wage garnishment can also affect the balances of your bank accounts. The government can also impose wage garnishment on you for not paying your taxes. Garnishments are never a good thing, and can cause more complications in addition to your existing financial problems. If you suddenly start receiving a much lower income every week, or if you know that a garnishment has been enacted, contact a St. Petersburg bankruptcy lawyer immediately.

The legal team at Dion R. Hancock, P.A. understands the embarrassment that wage garnishment can bring, and we are here to provide you with confidential legal support. We have years of experience helping those who are struggling to pay off debt, and we have helped our clients find relief through bankruptcy and other methods. Talk to a St. Petersburg bankruptcy attorney at our firm today if you have experienced wage garnishment or any other type of creditor harassment.

Categories: Bankruptcy

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.